AZCPAY Platform
AZCPAY is a modern fintech platform designed to eliminate payment fraud in African commerce. It provides buyer-seller escrow protection, multi-currency wallets, merchant API integrations, and instant transaction notifications. Akorede built key frontend flows and merchant interfaces while coordinating across a cross-functional team.
Context & Friction
Commerce across emerging markets suffers from high fraud rates and lack of trust between online buyers and unverified merchants, leading to abandoned transactions.
Architectural Response
A responsive, secure web interface for buyers and merchants with real-time escrow milestone release, two-factor authenticated payouts, and transaction audit trails.
Key Engineering Decisions & Outcomes
Designed optimistic UI updates for wallet balance transitions to eliminate perceived network lag.
Built accessible multi-step escrow agreement forms with real-time client-side schema validation.
Collaborated across a 5-member cross-functional engineering team and 6 business partners toward platform launch.
Implementation Stack & Data Flow
React-based component architecture with custom hooks for secure API interaction, token-based session management, and responsive dashboard layouts.